Austria
Belgium
Estonia
Finland
France
Germany
Greece
Iceland
Ireland
Italy
Netherland
Norway
Poland
Portugal
Spain
Sweden
Switzerland
Turkey
United Kingdom
Australia
Hong Kong
New Zealand
India
Indonesia
Japan
Malaysia
Philippines
Singapore
Thailand
Brazil
Chile
Colombia
Mexico
Peru
Bahrain
Israel
Morocco
Oman
UAE
Tanzania
Turkey
Private Health Insurance for UFUVIC Members
Looking after you and your families health
Howden & United Firefighters Union Victoria: working together
| The United Firefighters’ Union of Australia – Victoria Branch Discretionary Trust Arrangement (UFUVDT) subsidises the annual premium members pay for the GU Health (nib) insurance (single or family policy). The UFUVDT also pays the hospital excess in the event a member or a family member (covered under the policy) are admitted to hospital. To join the program: |
Highlights of the program include:
| Premium contribution | UFUVDT contributes $750 towards your annual premium. Payment of this contribution is made directly to GU Health (nib), reducing the overall premium you pay. |
| Hospital excess | UFUVDT will pay the hospital excess in the event of your admission to hospital. Payment of this contribution is made via GU Health (nib) reducing your out of pocket expenses. |
| UFUVDT tailored health program | UFUVDT tailored health program and enhanced coverage through the group purchasing power of the UFUV. |
NOTE: The above provides a summary of cover only. Benefits are subject to change annually based on the financial performance of the UFUVDT. Please refer to Your Cover Guide and Your Membership Guidelines for your full plan and membership entitlement details which are located at www.guhealth.com.au/ufuvic (use access code ufu101).
The Discretionary Trust Arrangement is issued by the Trustee, Alternative Risk Management Services Pty Ltd (ABN 70 649 963 191, AFSL 530893) (ARMS) and distributed by Howden Insurance Brokers (Australia) Pty Ltd (Howden) (ABN 79 644 885 389, AFSL 539613).
Any advice in relation to the Discretionary Trust Arrangement is provided by Howden which is a related entity of ARMS. The cover provided by the Discretionary Trust Arrangement is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions.
Any advice or recommendations are general in nature and do not take into account your individual objectives, financial situation or needs. Before deciding to buy or continuing to hold this product and for full details of the terms, conditions and limitations of cover please read the relevant policy documents, Product Disclosure Statement (PDS) and Target Market Determination (TMD) located here: www.howdengroup.com/au-en/UFU-VIC.
Need more information?
If you have a question about Private Health Insurance please get in touch with GU Health:
T 1800 249 966
E [email protected]
W www.guhealth.com.au/ufuvic (use access code ufu101)
