Individual Members

Individual members of the Angling Trust are protected by Public Liability and Personal Accident insurance as a benefit of their membership. Coverage applies while taking part in recognised angling activities, in line with your membership type.

The recognised activities covered under this insurance:

Angling (includes all disciplines in freshwater or at sea, from land or watercraft)
Casting, including competitions
Bankside access and clearance for angling reasons, for example, cutting back branches or vegetation (strictly with permission of the site’s management)
Use of boats/watercraft under 8m in length (but not boat charter)

Worldwide insurance cover

The insurance covers any angling activities done in the UK and on temporary visits abroad. In the USA and Canada, only temporary visits less than 90 days would be covered.

When does my insurance expire?

As the insurance is included within your membership package, as long as you stay up-to-date with your Angling Trust membership, your insurance will be valid. The cover provided may change on the 25 October annually and an updated summary is available to members at that time.

A summary of policy terms, conditions and exclusions can be found in your membership insurance summary issued by the Angling Trust. Full details of insurance cover provided is within the policy wording.

Have a question?

For Angling Insurance enquiries, call us on 0121 698 8000 or drop us a quick message and we'll get back to you asap

Tricorn House, 51-53 Hagley Rd, Birmingham B16 8TP

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What to do if you are experiencing financial difficulties

We recognise that the current economic conditions are putting pressure on many households and businesses. At Howden, we are committed to finding ways to assist our customers who may require additional support during these times.

If you’re currently facing financial difficulty, please speak to us about your insurance policies by:-

-contacting your Howden Service Team;
-calling Howden on 020 7623 3806;
-using the Enquiry form.

Important information for individual members

With a limit of indemnity of up to £10m protecting individual members if held responsible and are accidentally negligent for causing injury to someone else or damage to someone’s property. The cover applies whilst undertaking the Angling Trust recognised activity.

Please note that with effect from the 24 August 2020 to the 24 August 2022 a communicable disease exclusion applied to this section of the insurance policy.

Covered for a limit up to £10m protecting against individual members if held responsible for breach of professional duty arising from negligent act error or omission of a Qualified Person arising from their Angling Trust recognised Activity. This section includes a libel and slander extension.

This section is written on a claims made basis and is subject to retroactive date 25 July 2017. It is essential that any claims or circumstances that might give rise to a claim are notified during the policy period in accordance with the terms of the policy wording otherwise the right for indemnity under this insurance will be forfeited.

Personal accident insurance which provides “no fault” benefits should an injury happen to an insured person whilst undertaking an activity as recognised under your Angling Trust insurance policy.

The benefits payable are as follows:

Item	Schedule of Benefits	Sum Insured
1	Accidental death	£5,000
2	Permanent total loss of sight of one eye	£5,000
3	Permanent total loss of sight of both eyes	£5,000
4	Loss of one or more limb(s)	£5,000
5	Permanent total loss of speech	£5,000
6	Permanent total loss of hearing (a) in one ear (b) in both ears	£1,250 £5,000
7	Permanent total disablement Permanent partial disablement	£5,000 Covered
8	Temporary total disablement Excess period Benefit period	£50 per week 14 days 52 weeks
9	Temporary total disablement Weil's Disease (Leptospirosis) Excess period Benefit period	£50 per week 14 days 52 weeks
Maximum Sums Insured
	Maximum sums insured any one occurrence	£1,000,000
Category A
	Maximum sum insured in respect of items 1 to 7	The sum insured
	Maximum sum insured in respect of items 8 to 9	The sum insured or 65% gross weekly wage (whichever is the lesser)
Additional Benefits
10	Medical expenses	Up to 25% of any claim amount paid under Section A items 1-8 up to a maximum payment of £10,000
11	Coma benefit	£25 per day payable up to 26 weeks
12	Dental and optical expenses	Up to £250
13	Hospital in-patient expenses (per day)	£25 per day payable up to 30 days
14	Personal effects	Up to £250
15	Funeral expenses	Up to £5,000
Condition The benefits payable under this section will only respond should you be wearing a buoyancy aid or life jacket whilst aboard a watercraft

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