Licensed coaches

As part of your Angling Trust coaching licence, all UKCC level 1 and Level 2 qualified coaches automatically receive Public Liability, Professional Indemnity and Personal Accident insurance.

Your insurance policy through the Angling Trust protects you and your business for incidents arising from agreed recognised activities.

The insurance covers specified angling activities done in the UK and on temporary visits abroad. For visits to the USA and Canada, only temporary visits less than 90 days would be covered.

Your insurance with Angling Trust consists of:

Professional Indemnity
Public Liability
Personal Accident insurance

Licensed coaches recognised activity covered under the insurance

Teaching and coaching in all disciplines of angling, up to your level of qualification, anywhere in the UK
Temporary coaching overseas
Being a guide or gillie, within your level of qualification
Includes casting and casting competitions
Use of boats/watercraft under 8m in length (but not charter fishing)
Using power tools for clearing and maintaining coaching areas (but subject to certain safety protocol, please see FAQs on power tools below)
All coaches also have the cover levels of an Individual member to cover their personal/ recreational / competition angling

Considering any of the activities in bold? Speak to Howden first.

A summary of policy terms, conditions and exclusions can be found in your membership insurance summary issued by the Angling Trust. Full details of insurance cover provided is within the policy wording.

Policy limits, excess and other key information

With a limit of indemnity of up to £10m protecting affiliated members if held responsible and are accidentally negligent for causing injury to someone else or damage to someone’s property. The cover applies whilst undertaking the Angling Trust recognised activity.

Please note that with effect from the 24 August 2020 to 24 August 2022 a communicable disease exclusion applied to this section of the insurance policy.

Covered for a limit up to £10m protecting against affiliated members if held responsible for breach of professional duty arising from negligent act error or omission of a Qualified Person arising from their Angling Trust recognised Activity. This section includes a libel and slander extension.

This section is written on a claims made basis and is subject to retroactive date 25 July 2017. It is essential that any claims or circumstances that might give rise to a claim are notified during the policy period in accordance with the terms of the policy wording otherwise the right for indemnity under this insurance will be forfeited.

Personal accident insurance which provides “no fault” benefits should an injury happen to an insured person whilst undertaking an activity as recognised under your Angling Trust insurance policy.

The benefits payable are as follows:

Item	Schedule of Benefits	Sum Insured
1	Accidental death	£5,000
2	Permanent total loss of sight of one eye	£5,000
3	Permanent total loss of sight of both eyes	£5,000
4	Loss of one or more limb(s)	£5,000
5	Permanent total loss of speech	£5,000
6	Permanent total loss of hearing (a) in one ear (b) in both ears	£1,250 £5,000
7	Permanent total disablement Permanent partial disablement	£5,000 Covered
8	Temporary total disablement Excess period Benefit period	£50 per week 14 days 52 weeks
9	Temporary total disablement Weil's Disease (Leptospirosis) Excess period Benefit period	£50 per week 14 days 52 weeks
Maximum Sums Insured
	Maximum sums insured any one occurrence	£1,000,000
Category A
	Maximum sum insured in respect of items 1 to 7	The sum insured
	Maximum sum insured in respect of items 8 to 9	The sum insured or 65% gross weekly wage (whichever is the lesser)
Additional Benefits
10	Medical expenses	Up to 25% of any claim amount paid under Section A items 1-8 up to a maximum payment of £10,000
11	Coma benefit	£25 per day payable up to 26 weeks
12	Dental and optical expenses	Up to £250
13	Hospital in-patient expenses (per day)	£25 per day payable up to 30 days
14	Personal effects	Up to £250
15	Funeral expenses	Up to £5,000
Condition The benefits payable under this section will only respond should you be wearing a buoyancy aid or life jacket whilst aboard a watercraft

Frequently asked questions

For your insurance cover to apply, power tools must be:

• used as per the manufacturers' guidelines

• used only by competent adult

• securely locked away when not in use

• chainsaw users must wear appropriate PPE equipment

In all other instances, your insurance will not cover the use of power tools.

As the insurance is included within your membership package, as long as you stay up-to-date with your Angling Trust membership, your insurance will be valid.

Regions

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