Personal accident insurance

Although not included with the automatic insurance provided to ECB member clubs, it can be reassuring to know your members, particularly regular players, are projected if they are injured, either during a match or in training. 

We offer two levels of cover, Standard and Enhanced. Please see the table below to compare the two different policy levels and the contractually-agreed insurance payout for each injury. 

 
Adults
Under 16s
 Standard coverEnhanced coverStandard coverEnhanced cover
Dental treatment following an accident covered by this insurance (includes repair/replacement of dentures)
Up to £750Up to £1500Up to £750Up to £1500
Repair or replacement spectacles following an accident covered by this insurance
Up to £750Up to £1500Up to £750Up to £1500
In-patient hospitalisation following an accident covered by this insurance
£25 per day,
up to a maximum of £500		£25 per day,
up to a maximum of £500		£25 per day,
up to a
maximum of £500

£25 per day,
up to a
maximum of
£500

Physiotherapy expenses when a member is unable to play in official matches for the insured club following an incident covered by this insurance* 
n/aUp to £1000n/aUp to £500
Loss of sight
£25,000£35,000£25,000£35,000
Loss of hearing in both ears
£12,500£25,000£12,500£25,000
Loss of hearing in one ear
£6250£12,500£6250£12,500
Loss of limb
£25,000£35,000£25,000£35,000
Loss of speech
£12,500£25,000£12,500£25,000
Temporary Total Disablement
n/a£200 per week up to
52 weeks		n/a£25 per week up to 52 weeks
Permanent Total Disablement**
£25,000£35,000£25,000£35,000
Accidental Death
£25,000£35,000£2,500£2,500
*covers accidental bodily injury. Subject to a referral by the members' medical attendant 
**according to Continental Scale 

We're always here to help

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(0)121 698 8160

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Do you have an existing policy with Howden?

For cricket insurance enquiries, call 0121 698 8130. Alternatively, ask your question below and we'll be in touch.

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What to do if you are experiencing financial difficulties

We recognise that the current economic conditions are putting pressure on many households and businesses. At Howden, we are committed to finding ways to assist our customers who may require additional support during these times.

If you’re currently facing financial difficulty, please speak to us about your insurance policies by:-

-contacting your Howden Service Team; 
-calling Howden on 020 7623 3806;
-using the Enquiry form.