Product Liability

If products cause damage, illness or hurt someone, it is likely they’ll seek compensation through the courts. Product Liability insurance protects against claims for personal injury or property damage arising from products sold by your business. Its main purpose is to cover legal costs and damages.


Product liability cover is useful for companies that make, supply or sell products to members of the public. Claims can affect any or all of these business types. 

Where products cause injury or damage, legal battles can go far beyond between consumer and the company that supplied them; a ripple effect throughout the entire supply chain can make proceedings lengthy, complex and extremely costly. 

Sometimes claims will be justified, others spurious.

Either way, they can end up costing you a lot of money. Unwarranted claims still need to be taken very seriously – your company’s reputation and brand value are under threat.   

It's often the criticism you don't deserve that needs the strongest response. 

 

Common product liability claims

Without robust product liability insurance, you may face huge legal bills

Design defects

Someone accuses your product of being dangerous and always has been, right from the design stage.

Manufacturing defects

The most common cause of product liability claims, this claim type argues the product became ‘unreasonably dangerous’ during the manufacturing process.

Labelling defects

Your product is accused of having an inherent danger that customers should have been made aware of.

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Why cyber insurance?

No matter how robust your IT security protocols are, they cannot prevent human error, and all it takes is for one person to make one mistake.

With businesses increasingly relying on technology to drive core objectives, the risk of losing money and data, or technology being denied or failing due to accidental or malicious interference has never been greater. Business leaders without a well-thought-out strategy around cyber protection are effectively gambling with all their funds to develop their business. Or depending on your cash reserves, your very survival.

We're here to help

Transfer your cyber risk before it's too late

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