General Liability

The most likely claims you’ll make through your corporate liability insurance will result from accidents such as slips and falls. Statistically, nearly half (48%) of all liability claims stem from such accidents.*

But nearly 25% of annual global claims relate to defective products/work or services* making product liability and completed operation liability insurance a modern business essential.

Engaging a broker who knows your industry and takes the time upfront to truly understand your business can result in more comprehensive cover at a highly competitive price. 
 

What is General Liability insurance?

General Liability insurance is cover against third-party claims for injury or damage to someone else’s property. It doesn't provide cover for damage to your own property. 

What does General Liability insurance cover?  

• Bodily injury and personal injury
• Employers' liability.
   

Who needs General Liability insurance?

Any business that deals with clients face-to-face, especially if they visit your premises or you work using their infrastructure or equipment, for example, if you are an IT contractor.  

General Liability really does affect every business entity and everyone who comes into contact with it.

*Source Allianz
 

What is Employers' and Public Liability Insurance?

Liability insurance covers against third party claims for injury or damage to someone else’s property. It doesn't provide cover for damage to your own property. 

What does it cover?  

• Bodily injury
• Personal injury (such as through defamation or slander)
• Property damage
• Data loss
• Legal defence

Anything from old doormat to a rickety window pane to an erroneous web page can lead to a liability claim. 

*Source Allianz