Reinsurance

Howden has deep experience in helping insurance companies transfer risk to other insurers

Working alongside our London-based sister company, Howden Reinsurance, we have all the market connections and expertise you’ll ever need.

Whether it’s primary, deductible buy-down, risk retention, sideways protection, buffer, exposed excess layer, quota share protection, MGA or a facility reinsurance, we’re ready to help reduce your exposures and power growth.

We’re experienced in representing both ceding companies and reinsurers, in all types of re-insurance arrangements.

Facultative

Reinsurance for single risks or defined packages of risks. Typically used for high-value or hazardous risks on a proportional or non-proportional basis.

For Cedent companies, we offer bespoke single risk reinsurance solutions and help to provide alternative coverage options to grow your business.

Treaty

Treaty reinsurance helps more effectively to manage the combination of premium growth and return on capital as well as the rating agency interest.

We can provide structured and flexible treaty programs customised to your objectives and underwriting profiles. We tailor the treaty reinsurance program across the world,  -accessing international markets that to serve you the best.

Captive Solutions

We’re ready to serve you with our technical expertise either as a non-sponsored captive or sponsored captive.

We have expertise on hand to tailor captive to your underlying risk appetite and financial strength.

Our Protected Cell Captive Insurance allows you to risk manage yourself, by way of renting the cell from us. We take great pride in the efficiency and technical support of our cell management.

Binders and Facilities

Whether you are in need of additional capacity or product enhancement on your existing facilities, we are perfectly placed to assist you.

We have a great deal of international expertise in developing large programmes.

Our extensive market relationships and our position as the leading broker in the region enable us to source the right partners for you.

Hybrid solutions

We are able to develop hybrid solutions for clients across the globe in all industries and lines of business.

At the heart of the Howden team’s offering is dedication to client service. We focus on what you need to achieve, then use the full scope of our combined expertise to help you get there.