International Trade Credit

Protection against bad debt, all over the world

Our International Trade Credit team has a wealth of experience in supporting multi-national organisations with their credit risk requirements.

We work across the spectrum of global corporates and financial Institutions to protect against non-payment events and bad debt.

Our international trade credit offering consists of many products and structures, including:

  • multi-buyer whole turnover programmes
  • selective portfolios
  • single / key risk coverage
  • excess-of-loss
  • top-up solutions designed to enhance the level of coverage offered by your primary insurer(s). 

Our International Trade Credit team is made up of highly experienced former commercial directors and risk officers. Their innate understanding of the challenges exporters face means they can tailor solutions to precisely meet to your needs. 

We work on a consultative basis to design programmes that insulate your business from the effects of your customer’s cash flow problems.

In turn, this will help you take on international opportunities with confidence.

Meet the team

Photo of Alex Green

Alex

Alex Green

Executive Director | Co-Head of International Trade Credit
Photo of Alex Green

Alex Green

Executive Director | Co-Head of International Trade Credit

Alex has been working in the insurance industry since 2013 with the last 7 years being in the Howden International Trade Credit (ITC) team. He has been co-head of the team for the past 2 years. Alex’s expertise sits in structuring, placing and servicing bespoke trade credit solutions for financial institutions and large multinational corporations across all sectors. Alex is responsible for the management of some of our largest global clients and brings a wealth of industry knowledge to his client relationships.

E: [email protected]

Photo of Sam Merritt

Sam

Sam Merritt

Executive Director | Co-Head of International Trade Credit
Photo of Sam Merritt

Sam Merritt

Executive Director | Co-Head of International Trade Credit

During his time at Howden, Sam has gained significant experience in the structuring and placing of bespoke credit insurance solutions for some of the world’s largest financial intuitions and multinational corporates. Sam is responsible for the management of some of our largest global clients and brings a wealth of industry knowledge and client management skills to ensure our clients insurance programmes are structured for their business needs.

E: [email protected]

Photo of Stuart Lemin

Stuart

Stuart Lemin

Head of Business Development
Photo of Stuart Lemin

Stuart Lemin

Head of Business Development

Stuart recently joined Howden CAP in December 2023 having spent the prior 11 years in various leadership roles within Coface. In his previous roles, he was primarily focused on business development for Financial Institutions across both Trade Credit Insurance and Data & Analytics and bound the first JPM policy for Coface through a fronting arrangement with Arch Capital UK.
At Howden, Stuart will lead the client development strategy for short-term trade credit and work in tandem with the wider Howden CAP team of experts to deliver value across both insurance and data.

E: [email protected]

Contact the Trade Credit team

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0808 239 8226

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What to do if you are experiencing financial difficulties

We recognise that the current economic conditions are putting pressure on many households and businesses. At Howden, we are committed to finding ways to assist our customers who may require additional support during these times.

If you’re currently facing financial difficulty, please speak to us about your insurance policies by:-

-contacting your Howden Service Team; 
-calling Howden on 020 7623 3806;
-using the Enquiry form.