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Medical and Life Sciences
Our expertise in insurance brokerage for the medical and life sciences sector ensures coverage tailored to the risks of your business and optimal protection of your interests.
Insure your businesses in the Medical and Life Sciences sector.
Medical risks
Your professional liability may be incurred in the event of :
- Medical errors,
- Professional negligence,
- Negligence that could lead to costly claims.
The most common risks affecting your assets and your business:
- Patient claims: complaints following prevention, diagnosis or treatment.
- Personal injury: defending professionals and facilities against personal injury claims.
- Loss of medical devices: claims management.
- Patient recall: coverage of the cost of identifying, alerting and recalling patients in the event of malfunction.
- Employers' inexcusable fault
- Regulations and compliance: failure to comply with strict regulations may result in fines and sanctions.
- Cyber attacks: theft of sensitive patient data and confidential research information.
- Clinical trials: research failures, delays in clinical trials and unforeseen incidents during trials.
- Defective products: problems with medical devices, drugs or biotechnology products that can lead to recalls and litigation.
- Litigation and claims: legal proceedings relating to intellectual property, patents and copyrights.
Risks in Life Sciences
Your professional liability may be incurred in the event of :
- Medical errors,
- Professional negligence,
- Negligence that could lead to costly claims.
The most common risks to your assets and business:
- R&D and clinical trials: research failures, delays in clinical trials and unforeseen incidents during trials.
- Property damage and business interruption.
- Litigation and claims: legal proceedings relating to intellectual property, patents and copyrights.
- Regulations and compliance: failure to comply with strict regulations may result in fines and penalties.
- Defective products: problems with medical devices, drugs or biotechnology products can lead to recalls and litigation.
- Supply chain risks.
- Employer negligence and employee safety.
- Patient claims and personal injury.
- Cyber attacks: theft of sensitive patient data and confidential research information.
Our clients
- University Hospital Center (CHU)
- Hospital Center (CH)
- Public Mental Health Establishment (EPSM)
- Medical rehabilitation care
- HAD (Home Hospitalization)
- Public nursing home
- Groups of private clinics
- Independent private establishment
- Academic medical research center
- CRO stands for Conversion Rate Optimization.
- Pharmaceutical laboratory
- Research & Development, Health product services provision
- Medical devices and research equipment
- Consultant
- Healthcare companies or related activities
- ESPIC
- Mutualist structure
- Radiotherapy centers
- Medical analysis and diagnostic laboratories
Our product lines
Why choose Howden?
- Understanding your challenges/Understanding your issues - Nous accompagnons avec succès quelques-unes des entreprises les plus importantes du secteur Médical & Sciences de la Vie ce qui fait de nous une référence dans le domaine du conseil et du courtage en assurances sur ces activités ;
- Expertises Specialized technical teams in their respective fields, particularly skilled in insurance arrangements requiring strong business expertise.
- Responsiveness & Availability - Une coordination centrale au service du client avec la volonté d’être à votre service et d’innover constamment ;
- Global approach – Une approche à 360 degrés qui couvre le conseil, le placement, la gestion et le traitement des sinistres pour vos risques ;
- Adaptation & Network - Une expertise de proximité grâce à nos implantations régionales et un réseau international intégré dans plus de 100 pays ; Partenaire Assurances pour les membres de France Biotech ;
- Defense of your interests - Une équipe Indemnisations renforcée : engagement de délais de règlement courts, approche juridique solide pour garantir la protection de vos droits et intérêts, un réseau de gestionnaires sinistres spécialisés en France et à l’étranger ;
- Compromiso - Our employees have the ambition to deliver the best of Howden to you and aim for only one result - to keep our commitments.
Contactos
Camille
Camille Rougé
Camille Rougé
Medical and Healthcare Sector Director
Camille is a seasoned professional in healthcare law and medical sector risk management, leading the development of this specialized domain for private and public healthcare institutions, healthcare professionals, and the pharmaceutical sector.
Her background as a healthcare law specialist and her experience in major brokerage firms empower Howden France to deliver a robust expertise and innovative, high-value solutions to the market.
Sylvie
Sylvie Ménashé
Sylvie Ménashé
Commercial and Marketing Director for Financial Lines and Expert in Life Sciences
Sylvie Menashé, who joined Howden in 2004 and was Managing Partner of CRF Assurances until its acquisition by Howden in 2022, is Sales, Marketing & Communications Director of Howden Financial Lines. A specialist in the firm's financial institutions and commercial companies, she works with numerous management companies and their holdings.