Open-air hotels

Howden can help you deal with the natural risks you face by offering insurance solutions tailored to your needs and expectations.

Contact us

What are the risks ?

Flood risks

Flooding, often caused by rivers overflowing their banks, is a major risk for campsites near rivers or wetlands. Effective management and preparation are essential to limit the impact of flooding.

Storms : A frequent natural hazard

Storms and their violent winds can cause considerable damage to outdoor infrastructures, particularly tents, mobile homes and light structures.

Hail risk: Protecting your infrastructure

Hail is a risk that is sometimes underestimated, but it can cause major damage to vehicles, buildings and outdoor equipment.

Natural disasters: between prevention and response

Natural disasters such as earthquakes and landslides are less frequent but can have a devastating impact on areas at risk. If you are properly prepared, you can limit the loss of life and property.

Fires and forest fires: a major risk in wooded areas

Forest fires are a particular concern for campsites located in wooded or Mediterranean areas. These fires can spread rapidly and require extra vigilance, particularly during the summer months.

Find out more

Protégez votre activité

Nos experts sont là pour vous accompagner avec des solutions sur mesure.

Demander un devis

Guarantees

  • Damage to property: buildings and their contents, light leisure accommodation (mobile homes, tents, lodges), outdoor facilities (swimming pools, aquatic areas, playgrounds), replanting costs, open spaces, roads, civil engineering works, etc.
  • Financial loss: operating loss
  • Loss of rental income
  • Loss of business value
  • Operating and professional liability
  • Directors‘ and officers’ liability
  • Cyber risk and fraud
  • Legal protection
  • Cancellation, assistance and repatriation insurance (optional)
  • Social protection: provident insurance, supplementary health insurance, retirement for all staff
  • Insurance for managers who are not salaried employees (TNS)
Camping

Why choose Howden ?

  • 20 years' experience in the outdoor hotel sector 
  • Involvement in the personalised management of claims, with support from initiation to final closure.
  • Agreements with leading French insurers, able to support you in France and throughout Europe.
  • A dedicated team with account managers specially trained to set up and manage your policies, as well as to handle claims.
  • A HOWDEN presence in France and abroad to ensure complete and professional management of your business

200

insured sites

30 000

insured mobile homes

20

years of insurance experience in the HPA sector

Contact

Photo of Xavier Turgis

Xavier Turgis

Director of the Open Air Hotels sector
Photo of Xavier Turgis

Xavier Turgis

Director of the Open Air Hotels sector

Our clients

  • Independent campsites
  • National HPA groups operating campsites in France and abroad
  • Professional mobile home rental companies 

Our product lines

Frequently asked questions

To claim on your insurance contract in the event of a claim, follow these steps:

  1. Report your claim: Contact us as soon as possible to report the claim.
  2. Prepare your supporting documents: Prepare and provide all the necessary documents, such as proof of damage, invoices and expert reports.
  3. Follow our instructions for handling and processing your claim.

Our strength lies in our involvement in the personalised management of claims, with support from initiation to final closure.

Howden can help you insure against climate-related risks:

  1. Risk Assessment: identifying the weather risks specific to your business and location.
  2. Choice of Cover: identifying the insurance and insurer covering weather-related damage (floods, storms, etc.).
  3. Personal advice: consult a Howden expert for a solution tailored to your needs.

Hôtellerie de Plein Air (HPA) insurance, developed by our experts since 2005 in a fast-growing French market, offers comprehensive cover against frequent natural hazards.

  • Property damage : Buildings, Contents, Light leisure accommodation (HLL), Outdoor facilities: green spaces, planting, aquatic areas (swimming pools, waterslides, etc.)
  • Financial loss, operating loss
  • Loss of market value of business assets
  • Civil liability
  • Optional cancellation insurance policy

Articles liés

Demandez votre devis