Open-air hotels

Howden can help you deal with the natural risks you face by offering insurance solutions tailored to your needs and expectations.

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Insure your business in the open-air hotels sector

Insure your business in the open-air hotels sector
What we cover

Insure your business in the open-air hotels sector

In recent years, natural hazards have become events of varying frequency and intensity to which outdoor hotel establishments are more or less exposed, depending on their geographical location:

Flooding, particularly from overflowing rivers
Storms
Hail
Natural disasters
Fires, forest fires

What we cover

Damage to property: buildings and their contents, light leisure accommodation (mobile homes, tents, lodges), outdoor installations (swimming pools, aquatic areas, playgrounds), replanting costs, open spaces, roads, civil engineering works, etc.
Financial loss: operating loss
Loss of rental income
Loss of business value
Business and professional liability
Directors' and officers' liability
Cyber risk and fraud
Legal protection
Cancellation, assistance and repatriation insurance (optional)
Social protection: provident insurance, supplementary health insurance, retirement for all staff
Insurance for managers who are not salaried employees (TNS)

Our clients

Independent campsites
National HPA groups operating campsites in France and abroad
Professional mobile home rental companies

Our product lines

Property Damage & Business Interruption

Liability

Provident Funds

Pensions - Employee Savings

Why choose Howden ?

20 years' experience in the outdoor hotel sector
Involvement in the personalised management of claims, with support from initiation to final closure.
Agreements with leading French insurers, able to support you in France and throughout Europe.
A dedicated team with account managers specially trained to set up and manage your policies, as well as to handle claims.
A HOWDEN presence in France and abroad to ensure complete and professional management of your business

200

insured sites

30 000

insured mobile homes

20

years of insurance experience in the HPA sector

Frequently asked questions

To claim on your insurance contract in the event of a claim, follow these steps:

Report your claim: Contact us as soon as possible to report the claim.
Prepare your supporting documents: Prepare and provide all the necessary documents, such as proof of damage, invoices and expert reports.
Follow our instructions for handling and processing your claim.

Our strength lies in our involvement in the personalised management of claims, with support from initiation to final closure.

Howden can help you insure against climate-related risks:

Risk Assessment: identifying the weather risks specific to your business and location.
Choice of Cover: identifying the insurance and insurer covering weather-related damage (floods, storms, etc.).
Personal advice: consult a Howden expert for a solution tailored to your needs.

Hôtellerie de Plein Air (HPA) insurance, developed by our experts since 2005 in a fast-growing French market, offers comprehensive cover against frequent natural hazards.

Property damage : Buildings, Contents, Light leisure accommodation (HLL), Outdoor facilities: green spaces, planting, aquatic areas (swimming pools, waterslides, etc.)
Financial loss, operating loss
Loss of market value of business assets
Civil liability
Optional cancellation insurance policy