Career end indemnity

The IFCs constitute a deferred debt that it is important to anticipate. Our teams accompany you in optimizing your taxation in order to ensure the sustainability of the company.

Contact us

Insure your risks

As an employer, you must also pay a End of Career Indemnity (IFC) The salary leaving the company upon retirement. The amount of this severance pay depends on the employee's salary, length of service...

The salary leaving the company upon retirement. The amount of this severance pay depends on the employee's salary, length of service...

The IFC is part of the deferred commitments of the Social Liability of your company towards your employees. The backing of an "insurance contract" support, in capitalization, allows for the anticipation and choice of the accounting exercise of the impact of this charge, and the tax deductibility of payments (within the limits of current regulatory provisions).

The salary leaving the company upon retirement. The amount of this severance pay depends on the employee's salary, length of service...

Our clients

  • TPE stands for Thermoplastic Elastomer.
  • PMI stands for Purchasing Managers' Index.
  • Key Accounts

Our sectors

Why choose Howden?

Your peace of mind financially depends on an optimized management of your social obligations.

  • Anticipation of your costs : our teams of experts will estimate the amount of Final Retirement Gratuity to be paid.
  • Customized solutions We are setting up a collective fund for you to ensure your commitments.
  • Support or accompaniment : we help you to strategically spread the financing of your corporate liabilities over the long term, ensuring smooth, predictable management.
  • Ganancias : we maximise your benefits by allowing you to benefit from tax deductibility of contributions, with no social security contributions or employer contributions, for effective tax optimisation.

Our approach at Howden allows you to manage your obligations calmly while optimizing your cash flow.

Frequently asked questions

The amount depends on :

  • the collective agreement or company agreement, if any,
  • the employee's reference salary
  • the employee's length of service
  • departure arrangements, i.e. whether the employee or the employer decides to leave.

It is also possible to extend the benefits of the contract to include redundancy payments (IL) and severance pay (rupture conventionnelle), in which case a 9% tax is payable.

Contact

Photo of Julie Jalladaud

Julie

Julie Jalladaud

Director of Social Protection Department
Photo of Julie Jalladaud

Julie Jalladaud

Director of Social Protection Department

With a Master's in Insurance Management, she expertly guides clients in managing their social protection programs strategically and socially, while adhering to set objectives and legal requirements.

With years of experience, Julie has advised numerous groups across diverse industries, delivering tailored expertise to tackle legal, economic, and social challenges through data-driven decision support solutions.

Contactez-nous

Linked articles