
Hydrogen
Howden is developing a Hydrogen specialty to help both energy suppliers and independents with their insurance needs.
Insure your hydrogen businesses
Structure | Operations | |
Physical assets | Coverage of all physical assets involved in the project | Replacement value of goods and related costs, except where specifically excluded |
Damage to existing structures and interfaces | Cover for damage to existing property owned by the Insured | Replacement value of goods and related costs, except where specifically excluded |
Financial losses | Anticipated operating losses | Coverage of financial losses based on production forecasts, fixed costs and sales prices |
Damage to third parties | Damage to third parties (bodily injury, property damage or consequential loss) | Damage to third parties, whether physical, material or immaterial |
Accidental and/or gradual pollution damage | Ecological damage, damage to third parties, clean-up costs and prevention costs | Ecological damage, damage to third parties, clean-up costs and prevention costs |
Our clients
- Electricity producers and suppliers (among our references: EDF, Engie)
- Hydrogen infrastructure developers (among our references: HDF)
- Transmission system operators (among our references: RTE)
- Water and waste management services companies
- Independents
Pourquoi choisir Howden ?
- The only broker to be a member of France Hydrogène: our customers include some of the biggest names in hydrogen (France and worldwide).
- Upstream support: preparation of technical insurance files, advice on the insurance and liability clauses of proposed contracts, discussions with lenders, participation in any meetings required by your needs.
- Insurance market consultation: competitive bidding, access to international markets, negotiation of cover texts, feedback and advice, risk placement.
- Insurance contract management: implementation, adjustments in the event of risk changes, administrative follow-up, risk visits, claims management.
- Market watch, advice on all insurance-related issues, steering of insurance strategy in line with corporate strategy.
- Tailor-made policies: drafting of property-casualty policies with specific clauses.
¹Hydrogen Insights 2023, Hydrogen Council and McKinsey & Company. ²Chiffres-clés Vig'hy, France Hydrogène
Contact

Raphael Cerda

Raphael Cerda
Head of Construction & Energy
With nearly 20 years of experience in construction insurance, Raphaël has held increasingly responsible positions at Bouygues Construction, Marsh, and Satec where he was head of Construction and Real Estate. He now joins Howden France to lead the development of the Construction and Energy Product Line on an international scale. Recognized for his negotiation skills and strategic vision, Raphaël will contribute to positioning Howden France as a leading player in the construction and energy insurance market.
Specific expertise: Decennial, Waterproofness, Real Estate, Large Projects
Degrees:
- MASTER Degree IAP / La Sorbonne
- MASTER Degree Insurance Law / La Sorbonne
- Executive MBA / PSL Paris Dauphine
- Executive MBA / UQAM Montreal