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Retirement - Employee Savings
In an economic environment marked by significant social charges, we assist you in choosing the best retirement and employee savings schemes.
The short-term savings envelope to optimize the remuneration of your employees.
The benefits of employee savings are numerous:
- Implement a tool for motivating and retaining employees.
- Optimizing the effectiveness of the compensation package.
- Benefit from a favorable tax framework
- Share a portion of the company's results
No matter the size of your company, we have a plan for you. We support you from A to Z in your project of transfer and/or implementation of an employee savings plan (PEE with matching), a profit-sharing agreement, or a participation agreement.
Demand the best in service and investments in employee savings.
Offer your employees the flexibility and performance of the company PER (Retirement Savings Plan).
New company retirement savings products (PER) are now available, in accordance with the retirement savings reform provided for by the PACTE law (Action Plan for Business Growth). The amount of pensions from the general scheme and AGIRC-ARRCO remains uncertain and a significant decrease is inevitable in the long term, mainly for executives.
Subscribing to an additional retirement contract in the form of a life annuity or capital (in some cases) is an alternative solution favored by the State as part of the reform currently underway.
These new devices benefit from a very favorable tax and social environment, both for the company and for the employee.
It is also possible to modernize your old supplementary retirement plans to benefit from the best market investments and reduce the social security tax applied to this type of contract.
The new regulation also offers the possibility for executives to Benefit from exclusive and advantageous device To build up a significant additional retirement fund in a few years. Its financing by the company is deductible from corporate tax.
Need to see more clearly and evaluate the best opportunities? Contact our team of experts for step-by-step support.
Our clients
- TPE stands for Thermoplastic Elastomer.
- PMI stands for Purchasing Managers' Index.
- Key Accounts
Why choose Howden?
In order to understand your challenges, we offer a comprehensive and personalized approach covering auditing, recommendations, intermediation, legal matters, and management.
- Expertise: we analyse your economic and social issues and the existing situation to identify your specific needs.
- Customised solutions : we build a personalised plan and propose changes to cover and contribution structures.
- Compromiso : we negotiate advantageous conditions with insurers and managers to optimise your plans.
- Legal assistance : we remind you of the rules governing formalities, propose models for the DUE or collective agreements, and keep a close eye on the regulations.
- Deployment and management: we manage contracts, provide communication kits and set up reporting tools to monitor cover.
Contact
Cedric
Cedric Menuey
Cedric Menuey
Director of the retirement and employee savings department
