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Open-air hotels
Howden can help you deal with the natural risks you face by offering insurance solutions tailored to your needs and expectations.
Insure your business in the open-air hotels sector
Insure your business in the open-air hotels sector
In recent years, natural hazards have become events of varying frequency and intensity to which outdoor hotel establishments are more or less exposed, depending on their geographical location:
- Flooding, particularly from overflowing rivers
- Storms
- Hail
- Natural disasters
- Fires, forest fires
What we cover
- Damage to property: buildings and their contents, light leisure accommodation (mobile homes, tents, lodges), outdoor installations (swimming pools, aquatic areas, playgrounds), replanting costs, open spaces, roads, civil engineering works, etc.
- Financial loss: operating loss
- Loss of rental income
- Loss of business value
- Business and professional liability
- Directors' and officers' liability
- Cyber risk and fraud
- Legal protection
- Cancellation, assistance and repatriation insurance (optional)
- Social protection: provident insurance, supplementary health insurance, retirement for all staff
- Insurance for managers who are not salaried employees (TNS)
Our clients
- Independent campsites
- National HPA groups operating campsites in France and abroad
- Professional mobile home rental companies
Why choose Howden ?
- 20 years' experience in the outdoor hotel sector
- Involvement in the personalised management of claims, with support from initiation to final closure.
- Agreements with leading French insurers, able to support you in France and throughout Europe.
- A dedicated team with account managers specially trained to set up and manage your policies, as well as to handle claims.
- A HOWDEN presence in France and abroad to ensure complete and professional management of your business
Frequently asked questions
To claim on your insurance contract in the event of a claim, follow these steps:
- Report your claim: Contact us as soon as possible to report the claim.
- Prepare your supporting documents: Prepare and provide all the necessary documents, such as proof of damage, invoices and expert reports.
- Follow our instructions for handling and processing your claim.
Our strength lies in our involvement in the personalised management of claims, with support from initiation to final closure.
Howden can help you insure against climate-related risks:
- Risk Assessment: identifying the weather risks specific to your business and location.
- Choice of Cover: identifying the insurance and insurer covering weather-related damage (floods, storms, etc.).
- Personal advice: consult a Howden expert for a solution tailored to your needs.
Hôtellerie de Plein Air (HPA) insurance, developed by our experts since 2005 in a fast-growing French market, offers comprehensive cover against frequent natural hazards.
- Property damage : Buildings, Contents, Light leisure accommodation (HLL), Outdoor facilities: green spaces, planting, aquatic areas (swimming pools, waterslides, etc.)
- Financial loss, operating loss
- Loss of market value of business assets
- Civil liability
- Optional cancellation insurance policy