Personal Accident Insurance

We support travelers, both professional and private, in France and abroad, providing advice and security 24/7 so they can enjoy their trip with peace of mind.

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Insure your business and your employees

A "personal accident” policy compensates for bodily injuries suffered by an insured as a result of an accident while travelling.

The list of compensable losses is exhaustive: it can range from coverage for travel incidents (trip cancellation, baggage delay, loss or theft, etc.) to compensation for total or partial permanent disability or death, including medical assistance and rehabilitation for work and daily life.
Each item of loss is compensated according to the scales specified in the contract.

This coverage can be taken out quickly, enabling you to :

fulfill your duty to protect your employees who travel on business.
maintain your business activity in high-risk areas, for example, complement basic employee insurance cover and protect your company's image.

Our clients

All sectors, all company sizes, including :

Public bodies, particularly when company employees are on assignment abroad as part of their professional activities.

Our sectors

Medical Sector & Life Sciences

Open-air hotels

Energy & Natural Resources

Maritime & Transport

Tech

Faced with increasing cyber risks, regulatory changes, and technological...

Financial Institutions

Why chose Howden ?

Recognized expertise in international individual accident insurance markets: our knowledge of the entire range of individual accident products enables our team to create insurance and reinsurance solutions that go beyond the usual limits of standard products.
Broad coverage: we cover a wide range of insurance and reinsurance products, including the following benefits: Business travel, Professional athletes/sports federations, Professional artists, Expatriates, Key man, Credit card and travel insurance, Vessel crew insurance, Airline crew and pilots - Loss of license, Industrial accidents and occupational diseases, Image protection, Individual accident cover for vehicle drivers.
Flexibility: we offer a highly flexible approach, with the option of setting up affinity programs: we provide you with the tools you need to steer and monitor your business, so that you can manage your risks ever more effectively.